Property Search

Tony’s Mortgage Minutes – September 21, 2015

Americans stepped up their spending on cars, restaurant meals, groceries, and clothing in August, suggesting that consumers will help sustain U.S. growth despite a broader global slowdown . The Commerce Department said last week that retail sales rose 0.2 percent in August, after advancing 0.7 percent in July. Sales have increased 2.2 percent over the past 12 months, as solid hiring has translated into surges in spending at auto dealerships and dining establishments.

What did the Fed do? As expected, the Federal Reserve kept interest rates near zero in a decision seen as an indicator that officials still lacked confidence in the strength of domestic economy in light of “recent global economic and financial developments.” The Fed still plans to raise interest rates this year, according to new economic projections published last week. Any debt with a floating, rather than fixed interest rate, could gradually get more expensive after the Fed finally moves. Homeowners with adjustable-rate mortgages, or ARMS, may want to refinance to get a fixed-rate mortgage. Their monthly payments may go up in the process, but they’ll be locking in some of the lowest fixed-mortgage rates in history. However, I personally can see the Fed waiting until after the first of the year to raise rates.

Home sales in the San Antonio area cooled off in August, dipping about 14 percent from July, according to data released by the San Antonio Board of Realtors. But, that’s common for this time of year with the start of school, real estate agents say. However, August home sales still were up 5.1 percent compared to last year at this time. Plus, median home prices were up 7.7 percent, in August compared to the same time period last year. The August median home price stood at $197,100 for the San Antonio area.
Please remember me to anyone you know that may need a mortgage!

Tony Stevenson
Sr. Loan Officer | NMLS# 216213
“Your Local Loan Officer”
Direct: 210.376.6133
Toll-Free: 800.460.6990
Cell: 210.846.4666
Fax: 866.782.9318
Apply on-line to: www.swbcmortgage.com/stevenson

© 2015 SWBC. All rights reserved. This article is for informational purposes only and not intended for consumer distribution. Do not use it as financial and/or political advice. The opinions expressed in this article are not necessarily those of SWBC Mortgage, CENTURY 21 The Hills Realty, or any of their affiliates. Information for this article from but, not limited to, the Wall Street Journal, S.A. Business Journal, NAMB, Real Estate on-line magazine, S.A. Express News and MBA News Link. To be removed from this email reply “remove” in the subject line. For questions/comments contact Tony Stevenson at 1.800.460.6990 or email tstevenson@swbc.com. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. This email is an advertisement from SWBC Mortgage Corporation, NMLS #9741. Corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, TX 78216. 8540-5937 NMLS#9741(www.nmlsconsumeraccess.org)

Tony’s Mortgage Minutes – September 14th, 2015

An article this past week in the S.A. Express News, stated that San Antonio drivers recently began to see retailers price a gallon of gasoline starting with the number 1. It’s a sign of more favorable gas prices to come, a situation that is expected to last at least through the end of the year. Texas is on pace to produce more oil than ever this year, and the nation is headed toward its highest output since 1972, even as the Energy Information Administration cut its forecast for the nation’s output. I personally think more money will be spent this Holiday Season by most Americans due to the savings just in gas prices. I know I will have more to spend. How about you?

Fewer Americans applied for unemployment benefits last week, keeping this key indicator of labor market health near historic levels. This is another reason I believe the Holiday Season will be better. As more Americans are put to work, more Americans will be out spending. And let’s face it, our economy depends greatly on the spending power of its consumers.

Mortgage rates edged up this past week. Average long-term U.S. mortgage rates inched up this week as financial markets awaited the Federal Reserve’s crucial decision this week on interest rates. Freddie Mac said the average rate on a 30-year fixed-rate mortgage edged up to 3.90 percent from 3.89 percent the week before. Still, rates are very low in my opinion.

Beginning October 3rd, 2015, any transaction involving a mortgage will use new Consumer Financial Protection Bureau (CFPB) disclosure forms. If you aren’t familiar with the New TILA-RESPA Integrated Disclosure (TRID) procedures and documentation, then get ready for a huge change. If you are, then get ready for a huge change too. If you need training on this or more information, let me know. I have some material I can send you on this.

Please remember me to anyone you know that may need a mortgage!

Tony Stevenson
Sr. Loan Officer | NMLS# 216213
“Your Local Loan Officer”
Direct: 210.376.6133 | Toll-Free: 800.460.6990 | Cell: 210.846.4666 |Fax: 866.782.9318
www.swbcmortgage.com/stevenson
9311 San Pedro Avenue, Suite 100
San Antonio, Texas 78216

© 2015 SWBC. All rights reserved. This article is for informational purposes only and not intended for consumer distribution. Do not use it as financial and/or political advice. The opinions expressed in this article are not necessarily those of SWBC Mortgage, CENTURY 21 The Hills Realty, or any of their affiliates. Information for this article from but, not limited to, the Wall Street Journal, S.A. Business Journal, NAMB, Real Estate on-line magazine, S.A. Express News and MBA News Link. To be removed from this email reply “remove” in the subject line. For questions/comments contact Tony Stevenson at 1.800.460.6990 or email tstevenson@swbc.com. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. This email is an advertisement from SWBC Mortgage Corporation, NMLS #9741. Corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, TX 78216. 8540-5937 NMLS#9741(www.nmlsconsumeraccess.org)

Tony’s Mortgage Minutes – Aug 31st, 2015

Days after China threw the biggest scare into Wall Street in years, U.S. stocks have come back and ended Friday on a placid note that suggested the worst may be over for now. Even so, investors are buckling their seat belts for more turbulence ahead. The DOW closed the week at 16,643.01 capping a week that saw stomach-churning losses and gains of around 600 points per day. The slow down began mostly over China, the world’s second biggest economy. But stocks soared back mid-week cutting the losses nearly in half, in a rally attributed to bargain hunting, signs the Federal Reserve may hold off raising interest rates this fall and a new report that said the U.S. economy is growing at a more robust rate than previously believe. Still, concerns that triggered the sell-off remain: Slumping oil prices, a slowing Chinese economy, weak corporate earnings forecasts, and an uncertainty over interest rates. That means there’s likely to be more market volatility ahead… something that history backs up. In the past, the month of September has been the worst for stocks (All this was in this past week’s S.A. Express News).

U.S. consumer confidence rebounded in August. It was the best showing since January. Analysts said the jump in consumer confidence should support stronger consumer spending in coming months. Let me remind folks again that 70 percent of our economy is based on consumer spending. Not China’s economic woes.

Mortgage rates tend to drop when the stock market falls. Average 30-year U.S. mortgage rates dropped last week to their lowest levels since May to 3.84 percent, according to Freddie Mac.

The National Association of Realtors said its seasonally adjusted “pending home sales index” rose 0.5 percent to 110.9 last month which marked a slight recovery from June when it fell to 110.04. So, at least all is well on the home front. Mortgage rates are still low, and home sales are still on track to be better.

Please remember me to anyone you know that may need a mortgage!

Tony Stevenson
Sr. Loan Officer | NMLS# 216213
“Your Local Loan Officer”
Direct: 210.376.6133 | Toll-Free: 800.460.6990 | Cell: 210.846.4666 | Fax: 866.782.9318
www.swbcmortgage.com
apply on-line to: www.swbcmortgage.com/stevenson
9311 San Pedro Avenue, Suite 100
San Antonio, Texas 78216

© 2015 SWBC. All rights reserved. This article is for informational purposes only and not intended for consumer distribution. Do not use it as financial and/or political advice. The opinions expressed in this article are not necessarily those of SWBC Mortgage, Century 21 The Hills Realty, or any of their affiliates. Information for this article from but, not limited to, the Wall Street Journal, S.A. Business Journal, NAMB, Real Estate on-line magazine, S.A. Express News and MBA News Link. To be removed from this email reply “remove” in the subject line. For questions/comments contact Tony Stevenson at 1.800.460.6990 or email tstevenson@swbc.com. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. This email is an advertisement from SWBC Mortgage Corporation, NMLS #9741. Corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, TX 78216. 8540-5937 NMLS#9741(www.nmlsconsumeraccess.org)

Tony’s Mortgage Minutes – Aug 24th 2015

I am not going to dwell on the stock market’s dive this past week, or today, other than to say, “what happens overseas, doesn’t just stay overseas-especially when it comes to China’s economic woes.” I will venture to guess that this may just be what the markets needs in order to do a little correcting.

San Antonio’s unemployment rate held steady for the month at 3.5 percent. According to Federal Reserve Bank of Dallas Chief Economist, Keith Phillips, employers in some telling sectors were hiring at an unusual pace. “We saw a slight decline in June, but then July comes roaring back with a 5.7 percent job gain,” Mr. Phillips said. Two of the strongest sectors were leisure and hospitality and retail trade, with restaurant employment surging in July. The U.S. unemployment rate is 5.3%, Texas is 4.2%, Dallas is 37%, San Antonio’s is 3.5%, and the lowest of the larger metropolitan areas for the state is Austin who’s rate is 3.2%. Texas outshines every state in the nation in my opinion. Especially, the San Antonio/Austin areas, including the Texas Hill Country.

Nationally, purchases of previously owned U.S. homes unexpectedly rose in July to the highest level since February 2007, consistent with further strength in the housing market. Contract closings increased 2 percent to 15.9 million annualized rate, according to figures from The National Association of Realtors. Employment gains and low borrowing costs are helping encourage trade-up purchases, providing a little more fuel for the economy.

Locally, in July, home sales for the San Antonio market flirted with 3,000 but fell short according to data compiled by the Real Estate Center at A&M University. The 2,968 homes sold was the highest total since January 1990, when the university began tracking home sales in San Antonio. “It’s because of the low interest rates, and it’s also because of people moving to San Antonio being one of the most affordable cities still around,” said Mary Ann Jeffers, chairwoman of the San Antonio Board of Realtors.

With low borrowing costs still on the horizon, it is more crucial now, than ever , for home-buyers to get serious about buying the home of their dreams. Get pre-qualified, find a local Realtor, and begin the home search. It can be fun and exciting. But, please don’t waste time making “low-ball” offers as the serious home buyer could beat you to the punch on a home that could have been your dream home.

Please remember me should anyone you know that may need a mortgage!
Tony Stevenson
Sr. Loan Officer | NMLS# 216213
“Your Local Loan Officer”

Direct: 210.376.6133
Toll-Free: 800.460.6990
Cell: 210.846.4666
Fax: 866.782.9318
www.swbcmortgage.com
apply on-line to: www.swbcmortgage.com/stevenson
9311 San Pedro Avenue, Suite 100
San Antonio, Texas 78216

© 2015 SWBC. All rights reserved. This article is for informational purposes only and not intended for consumer distribution. Do not use it as financial and/or political advice. The opinions expressed in this article are not necessarily those of SWBC Mortgage, Century 21 The Hills Realty, or any of their affiliates. Information for this article from but, not limited to, the Wall Street Journal, S.A. Business Journal, NAMB, Real Estate on-line magazine, S.A. Express News and MBA News Link. For questions/comments contact Tony Stevenson at 1.800.460.6990 or email tstevenson@swbc.com. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. This email is an advertisement from SWBC Mortgage Corporation, NMLS #9741. Corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, TX 78216. 8540-5937 NMLS#9741(www.nmlsconsumeraccess.org)

Tonys Mortgage Minutes – Aug 17th 2015

More people sought U.S. unemployment aid last week, but the average for the past month fell to the lowest level in 15 years. A sign that few employers are cutting jobs. The latest unemployment figures indicate that six years after the Great Recession forced 8.5 million layoffs, Americans are enjoying solid job security. Economists note that when adjusted for population growth, the current level of applications is likely at all-time lows.

U.S. productivity rose at a moderate pace in the April-June quarter as growth picked up and hiring remained steady according to a report by the Labor department. Plus, auto plants clothing makers, and plastics factories drove a sharp rebound in U.S. manufacturing in July as well, according to the Federal Reserve The gains here suggested the manufacturers are adjusting to the obstacles of a stronger dollar. So what’s next? I am going to make a guess that the Federal Reserve will bump up their short-term interest rates in September. But, remember, this is only my guess.

Average long-term U.S. mortgage rates edged up this past week after three straight weeks of declines. Freddie Mac said the average rate on a 30-year fixed-rate mortgage rose to 3.94 percent from 3.91 percent the week before. The 15-year fixed-rate mortgage increased to 3.17 percent from 3.13 percent. Still, rates are at very attractive low levels in my opinion. If you or someone you know is interested in buying a home, now would definitely be a wonderful time do so.

The most important thing to do first is get pre-qualified for as mortgage. Then find a local Realtor who knows the area you are looking at buying a home. The face-to-face consultation a Realtor can give you beats faceless internet providers any day.

Quote of the week!

It’s not what happens to you that determines how far you go in life; it is how you handle what happens to you. – Zig Ziglar

Please remember me should anyone you know that may need a mortgage!

Tony Stevenson
Sr. Loan Officer | NMLS# 216213
“Your Local Loan Officer”

Direct: 210.376.6133
Toll-Free: 800.460.6990
Cell: 210.846.4666
Fax: 866.782.9318
www.swbcmortgage.com
apply on-line to: www.swbcmortgage.com/stevenson
9311 San Pedro Avenue, Suite 100
San Antonio, Texas 78216

© 2015 SWBC. All rights reserved. This article is for informational purposes only and not intended for consumer distribution. Do not use it as financial and/or political advice. The opinions expressed in this article are not necessarily those of SWBC Mortgage, Century 21 The Hills Realty, or any of their affiliates. Information for this article from but, not limited to, the Wall Street Journal, S.A. Business Journal, NAMB, Real Estate on-line magazine, S.A. Express News and MBA News Link. For questions/comments contact Tony Stevenson at 1.800.460.6990 or email tstevenson@swbc.com. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. This email is an advertisement from SWBC Mortgage Corporation, NMLS #9741. Corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, TX 78216. 8540-5937 NMLS#9741(www.nmlsconsumeraccess.org)

Tony’s Mortgage Minutes – August 3rd 2015

August 3, 2015

The U.S. economy picked up speed between April and June after a winter crawl, helped by a boost in consumer spending that returned the nation to its pace of solid but unspectacular growth, new government data showed this past Thursday. “We’re an economy that just can’t get up to high speed,” said Stuart Hoffman, the chief economist for PNC Financial Services Group. “We’re getting closer to where we want to be, but we’re getting there slowly.”
The Federal Reserve appears on track to raise interest rates later this year but signaled Wednesday that it wants to see further economic gains and higher inflation before doing so. A statement from the Fed after its latest policy meeting provided no timetable.

Average long-term U.S. mortgage rates fell for a second straight week with key 30-year rate slipping below 4 percent. Freddie Mac says the average rate on a 30-year fixed rate mortgage declined to 3.98 percent from 4.04 percent a week earlier. This is good news for homebuyers. As far as “renters” go, U.S. home rental prices climbed much faster than incomes in June. But there are signs of slowing momentum around major job hubs such as New York, Los Angeles, and Washington. If you know someone who is renting, now may be a good time to give them a little push towards buying a home rather than renting.

Reminder: Next Friday-August 7th –August 9th, is the Texas sales tax holiday, bringing a bonanza for retailers and savings for parents looking to purchase back-to-school supplies and certain clothes for their kiddos returning to school soon. Texas shoppers are expected to save $87 million in state and local sales taxes, according to the state comptroller’s office.

Please remember me should anyone need a mortgage!

Tony Stevenson
Sr. Loan Officer | NMLS# 216213
“Your Local Loan Officer”

Direct: 210.376.6133
Toll-Free: 800.460.6990
Cell: 210.846.4666
Fax: 866.782.9318

www.swbcmortgage.com

apply on-line to: www.swbcmortgage.com/stevenson
cid:image003.png@01D0B289.EFFCF320
9311 San Pedro Avenue, Suite 100
San Antonio, Texas 78216

© 2015 SWBC. All rights reserved. This article is for informational purposes only and not intended for consumer distribution. Do not use it as financial and/or political advice. The opinions expressed in this article are not necessarily those of SWBC Mortgage, Century 21 The Hills Realty, or any of their affiliates. Information for this article from but, not limited to, the Wall Street Journal, S.A. Business Journal, NAMB, Real Estate on-line magazine, S.A. Express News and MBA News Link. For questions/comments contact Tony Stevenson at 1.800.460.6990 or email tstevenson@swbc.com. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. This email is an advertisement from SWBC Mortgage Corporation, NMLS #9741. Corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, TX 78216. 8540-5937 NMLS#9741(www.nmlsconsumeraccess.org)

Directions to Kerrville TX

If you’re driving to Kerrville, TX, here are directions to Kerrville from a variety of locations:

From San Antonio, TX:

Kerrville, TX is located northwest of the city of San Antonio. Interstate-10 connects the two cities, so taking I-10 West from San Antonio will take you directly to Kerrville. Follow the signs to Kerrville around exit 508. See these directions on Google Maps.

From Austin, TX:

Kerrville is located due west of the city of Austin. The drive will typically take approximately two hours. From Austin, take US-290 W/E Hwy 290 for 32 miles. Head north on US-281 N for approximately five miles until you reach US-290 W. Take US-290 for 29 miles until you reach Kerrville, TX. See these directions on Google Maps.

From West Texas

Interstate-10 runs through Kerrville, TX as well as the entire span of Texas. Typically navigating to Interstate-10, and then heading east will be the best route to Kerrville, TX.

From Dallas, TX

Dallas is north and slightly east from Kerrville. If you’re heading from Dallas to Kerrvile, Typically, you will take Interstate-35 south from Dallas towards Austin, then follow the directions listed above to go from Austin to Kerrville. Or, click here to view a route on Google Maps that takes you around Austin rather than through it.

If you’re driving to Kerrville, TX, why not browse the available real estate while you’re in town? Contact us to schedule an appointment or begin by browsing some of the available properties below:

Tony’s Mortgage Minutes – March 30, 2014

The San Antonio region’s unemployment rate fell to 3.8 percent in February from 3.9 percent in January, continuing a steady decline from 5.2 percent in February 2014, according to data released Friday by the Federal Reserve bank of Dallas. The last time the regions jobless rate was so low was in October 2000. It’s nearly half what it was at it’s peak during the era of the Great Recession, 7.9 percent in November 2011. Three percent in March 1999 is the lowest rate during the past 25 years, which is as far back as the data goes. “My contention still holds that San Antonio will slow somewhat this year,, but it will remain faster than the state average, and it won’t slow nearly as ,much as other energy areas,” said Keith Phillips, senior economist for the Federal Reserve Bank of Dallas.

“Home sales still rise” was a mini headline in the S.A. Express news last Wednesday. The article stated that sales of new homes in February climbed to their fastest pace in seven years, as an otherwise dormant housing market showed fresh signs of life. The Commerce Department said last Tuesday that new-home sales shot up 7.8 percent last month to a seasonal adjusted annual rate of 539,000, the strongest performance since February 2008. The Supply of existing homes is tight with an available supply of just 4.6 months compared to a historic average of of around 6 months a report from Realtors said last Monday.

Freddie Mac said the average for a 30-year fixed-rate mortgage declined to 3.69 percent from 3.78 percent week before last. The average rate for the 15-year fixed-rate fell to 2.97 percent from 3.06 percent for the same period.

This Wednesday, the Central Hill Country Board of Realtors will be having their monthly meeting/luncheon in Blanco at Old 300 Bar-B Que. Shirley Kessler is the special speaker. If you are a member or affiliate member, you will not want to miss this meeting. I can assure you, you will be glad you came.

Note: There will not be a Tony’s Mortgage Minutes article next week due to the Easter holiday weekend.

Quote of the week!

The best way to be missed when your gone is to
stand for something when you’re here. ——-Seth Godin, author

(This article is for informational purposes only and not intended for consumer distribution. Do not use it as financial and/or political advice. The opinions expressed in this article are not necessarily those of SWBC Mortgage or any of their affiliates. Information for this article from but, not limited to, the Wall Street Journal, S.A. Business Journal, NAMB, Real Estate on-line magazine, Market Watch Economic Calendar, and S.A. Express News. To be removed from this email reply “remove” in the subject line. For questions/comments contact Tony Stevenson at 1.800.460.6990 or email: (tstevenson@swbc.com.) SWBC Mortgage Corporation NMLS 9741, Corporate Office located at 9311 San Pedro Suite 100 San Antonio, TX 78216.

Sincerely,

Tony Stevenson
Senior Loan Officer, SWBC Mortgage Corporation
“Your Local Loan Officer”
NMLS# 216213

SWBC
9311 San Pedro Avenue, Suite 100
San Antonio, Texas 78216
(210) 376-6133 – Direct
(800) 460-6990 – Toll Free
(210) 846-4666 – Mobile
(866) 782-9318 – Fax

VA/Texas Vet Loan Specialist…..
San Antonio and Texas Hill Country!

Website: www.swbcmortgage.com/stevenson

Your Guide For Things To Do In Kerrville TX

In the little city of Kerrville, Texas, opportunities for leisure and entertainment are in plentiful supply for a wide range of interests!

For nature lovers, the location alone provides a bounty of exploring and sightseeing adventures along the banks of the Guadalupe River, down the brand new Kerrville River Trail, or throughout the expansive region of the Texas Hill Country. For a more guided approach to the area landscape and wildlife, the Riverside Nature Center provides a range of activities for all ages, as well as educational opportunities to learn more about Kerrville’s native flora and fauna!

Some of the areas notable parks, each with their own unique features, include Louise Hays Park, Kerrville Schreiner Park, Lehman & Monroe Park, and Singing Wind Park.

The culture of the community also lends itself to an appreciation of the arts. Kerrville is home to the Museum of Western Art, an institution dedicated to paintings and sculptures of living artists influenced by the American West. The museum features rotating collections, as well as a library and teaching facilities. The city also hosts the Kerrville Arts & Cultural Center, the Sculpture Prayer Garden, and the antique-filled Schreiner Mansion.

On the musical side of things, Kerrville has a whole handful of venues with regular live music, but the major musical event of the year is the Kerrville Folk Festival! This 18-day festival features more than 100 performers, camping, workshops, craft vendors, children’s activities, and much, much more. Attendees can purchase a variety of different ticket packages for the lengthy festival, so patrons can enjoy different aspects, weekends only, or come and go as they please.

Other local festivals include:

  • Kerr County Fair – An annual show and competition event, including chili and BBQ cook-offs, livestock exhibits, music, dancing, a rodeo, and more.
  • Easter Fest & Cook Off on the River – An annual Easter celebration, featuring a chili and BBQ cook off, a family Easter egg hunt, and live entertainment.
  • Kerrfest – An annual weekend event held each May, Kerrfest features a home brewing contest, a rodeo, a chili cook-off, jackpot team roping, live music, dancing and more.

Kerrville also hosts live theater at Playhouse 2000, and at the nearby Hill Country Arts Foundation in Ingram, TX.

For the more athletically inclined, Kerrville has a paintball park, the Municipal Olympic Pool facility, Hill Country Shooting Sports Center, golf courses, the H.E. Butt Municipal Tennis Center, the athletics facilities of the public school system and Schreiner University, as well as basketball courts, hiking trails, softball fields, volleyball courts, etc. in parks throughout the city and surrounding area. Singing Wind Park even features a skate park!

Of course, Kerrville also has ample shopping, dining, and nightlife opportunities, from boutiques and antique shops to noteworthy jewelers and local artisans. Eateries are available in a range of styles, including Bonzai Sushi & Saki, LaFour’s Seafood Restaurant, Brewdawgz Grille, and dozens of others – from cozy diners to international cuisine.

With great food and drink, plenty of nature and adventure, and a community deeply rooted in the appreciation of art and music, the number of things to do in Kerrville TX will keep you busy!

 

Moving To Kerrville: An Introduction

Tucked in the gorgeous Texas Hill Country, the little city of Kerrville is a place of friendly people, rich history, and expansive natural beauty.

Kerrville was established in 1856, originally a shingle making camp and mercantile hub for the area, and has been the seat of Kerr County since its foundation. The city is named for Major James Kerr, a doctor, congressman, and key leader in the Texas Revolution.

Today, Kerrville has a population of roughly 20,000 people, many of them families, and is served by the Kerrville Independent School District, an education system of early childhood development, four elementary schools, two middle schools, and two high schools. Several Christian and Catholic schools also provide alternative to the public schools. Additionally, Kerrville is home to Schreiner University, a 4-year liberal arts college.

For those unfamiliar with the Hill Country region, the area is ripe with beautifully rugged terrain. From streams and pastures in the countryside, to the rolling hills and gorgeous parks along the Guadalupe River (which runs through the heart of town), Kerrville is a place of natural appeal and small town charm.

The weather in this part of central Texas is remarkably pleasant throughout the year! Temperatures sometimes climb into the 90s in the summer, and rarely drop below 35 in the winter, avoiding some of the extremes many other areas experience. Spring and fall see significantly more rainfall that summer and winter, with the occasional hail and thunderstorm. For the most part, it’s moderate and comfortable throughout the year!

Kerrville is below the national average for cost of living, and boasts a lower unemployment rate than the state and national figures, as well as superior air and water quality. Crime rates in Kerrville fall slightly below the national average.

The city of Kerrville is also home to several annual events, including the Texas State Arts and Crafts Fair, the Kerrville Folk Festival, the Kerr County Fair, Kerrfest, and more! Throughout the year, residents and visitors can enjoy a wide range of activities and entertainment – from live music and theater to the city’s several art galleries and museums; from golf courses and tennis courts to nature centers and the city’s Municipal Olympic Pool facility!

As you can see, Kerrville is a whole lot more than just a little town in Texas. The air is clean, the people are friendly, and there’s no shortage of great ways to spend your time.

Right here, on the beautiful banks of the Guadalupe River, Kerrville strikes that balance between budding city and calm country town, with enough to keep you busy, but not so much that you can’t find some peace and quiet too.

Come on down to Kerrville and see for yourself – this warm community has something for just about everyone. You’ll feel right at home in no time!

If you’re considering moving to Kerrville, please contact us for helpful resources to make your move easier on you and your family.